The Easy Way to Manage Finances in Family

For those who really need helps on manage and never feel enough on their outcome, I got something for you to read on, check this out!!

Do you ever that you have never been enough already whereas you’ve been work so and so much year, above all your mate did work too. If yes, then must be something wrong on arrange your calculation expense.

Couple times ago, there’s seminar about how you manage your money that have been go on five hotel stars, Jakarta, research prove that in manage finances, there’s three steps you must do, that is:

1. Possession and decided a system. Meaning are, you better decided how much your fund for ‘used up goods’ ( telephone bill, electricity, water, refined fuel oil, and food ), consumptive goods ( electronics, house payment, shoes, dress, etc ) and how big for productivity wealth ( insurance, savings, fixed deposito, future exchange ). Maintain it in every month that you can save some percent from your salary for making it to be a productivity wealth.

2. Control five things on your system. This is good one, if necessary make a note of it. On rich people system, there are five important elements that make the system running. Five of them are: there’s always outcome in, so many expulsion that can be paid every month, there’s money savings, there’s always anything that come in to investment post, and there’s a protection that cover it.

3. Carefull about debt. Debt can be either your friend or enemy. Because of that, you have to know how to handle it. At least you have to know when you can make obligation or not.

With running three steps above, surely your life will be more peaceful because you have a productive wealth. Remember, wealth not measures by how much amount your salary, but how much productivity wealth do you have.

Like my friend told me once: “Success and rich people are not seen by big outcome they made, but how much they can save it. A man who got 100 milions but his expulsion more than 110 milions is not good enough compare with a man that only got 1 milion but can save his money just only 100 thousand.”